Privacy Policy

1. Introduction

Lumina Capital ("we," "us," or "our") is committed to safeguarding the privacy and confidentiality of our clients' personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you interact with our digital platforms and services.

By using our services, you consent to the data practices described in this statement. We operate in strict accordance with global financial regulations, including GDPR (Europe) and CCPA (California).

2. Information Collection

We collect information to provide specialized financial advice and comply with legal requirements (Know Your Customer / Anti-Money Laundering). This includes:

Personal Identification

• Full legal name and contact details (email, phone, address).
• Government-issued identification numbers (Passport, Tax ID).
• Professional and employment details.

Financial Data

• Bank account details and transaction history.
• Source of wealth and funds documentation.
• Investment objectives and risk tolerance profiles.

3. Usage of Data

Your data is used exclusively for the following purposes:

• Service Execution: To manage your portfolio, execute trades, and provide financial planning.
• Compliance: To fulfill obligations to regulatory bodies and tax authorities.
• Security: To detect and prevent fraud, unauthorized access, or other security issues.
• Communication: To send you market insights, quarterly reports, and urgent account notifications.

4. Data Protection

We employ military-grade encryption standards (AES-256) for data at rest and in transit. Access to personal data is restricted to employees, agents, contractors, and other third parties who have a business need to know. They are subject to a duty of confidentiality.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

5. Contact & Inquiries

If you have questions regarding this policy or wish to exercise your data rights (access, rectification, or erasure), please contact our Compliance Officer.